Belarusbank - BelArt (BelArt premium-maestro) bank cards. Belarusbank - BelArt (BelArt premium-maestro) bank cards Belarusbank premium

Many of those who live in Belarus and use the services of local banks, when issuing bank cards, have recently become interested in the availability of such a function as cashback.

Well, right!

In Europe, the Russian Federation, and throughout the rest of the world, buyers (including card users) are actively returning money spent on the purchase of goods or ordering services.

Why not do the Belarusians too!

After all, in the end, everyone benefits from cashback:

• people who, thanks to this method, save;
• banks establishing partnerships with stores and increasing the number of new customers;
• stores that also attract new customers.

Today I would like to tell you more about cashback in Belarusbank and Belagroprombank: more precisely, about what cards with the appropriate option can be issued in these banks (among others, one of the largest in the banking segment of Belarus).

Let's start with the first institution.

Several cards are offered here at once with the corresponding option.

I will describe the conditions for each of them, so that you can see for yourself what is worth filling out and what is not.

Belkart "Standard"

Debit "plastic", the main purpose of which: payments in Belarusian stores (including online stores).

Any adult resident of Belarus can issue this name card if he has a passport or any other identity document.

Since we are interested in cashback on this card from Belarusbank, I will say right away that it is charged here only for Belarusian Railways services, that is, the Belarusian railway.

Is this return beneficial?

Unlikely.

I would not exactly name it, since it is only 3%.

Well this is how much you need to ride the trains to save a more or less decent amount.

Well, that's all.

Other "chips"

As for other interesting chips that help to save with the help of this "plastic", then this is the opportunity for profitable purchases in partner stores participating in the program called "Wow! Discounts! ".

However, the size of these discounts is also within 3-5%.

And you can find out that a particular store is a participant in this program by the corresponding sticker near the cash register and / or at the entrance.

The card is issued for 3 years and is absolutely free in service.

There is a kind of deposit, if you can call it that - since only 0.5% per annum (accrued on the condition that there is money on the account)

Belkart "Standard for Seniors"

The pension is transferred to this non-personalized card.

With its help, you can make non-cash payments, but only in stores (and online stores) operating in the country.

And cashback on this Belarusbank card is also credited only for using the services of Belarusian Railways - if, of course, pensioners pay for them with this "plastic".

The return rate is again not impressive - the same 3%.

Of course, if you spent 100,000 Belarusian rubles a month on railway, then in a year you would have accumulated (with the ability to withdraw them with "real" money) a more or less impressive amount - 36,000 Belarusian rubles.

But tell me, dear Belarusians, are there those among you who spend so much on traveling by rail?

Especially among pensioners?

Oh, hardly.

What else do you need to know?

Well, and so - "plastic" is issued for 3 years, serviced free of charge.

The deposit is not so hot either - 0.5% per annum.

But pensioners will be pleased with such a penny: all the more, these are thrifty people and they always have some kind of money on their account.

Interest will be accumulated on it.

"Carte blanche"

This is a premium Mastercard card, the owners of which can not only receive cashback, but also participate in several loyalty programs run by the bank.

Well, if you want to finally feel what it is - cashback in Belarusbank - issue this particular card, because it is charged here on any purchases.

• The sizes, however, vary in the range of 0.5-5%.
• Moreover, increased rates (5%) - for spending on the services of the Belarusian Railways.
• I just want to whistle from such an enviable partnership: no matter what the card from Belarusbank, so again the Belarusian Railways.

And here is how money is returned in other categories:

About other "chips"

Other "chips" that can draw attention to this "plastic" are:

• 0.5 deposit interest per year;
• discounts at partner stores participating in the “Wow! Discounts! "

But the cards are not free. Consider immediately... However, it is inexpensive: only 20 Belarusian rubles a year, provided that this banking product is issued for 3 years.

"Magnet"

• As for the "Magnet" installment card from Belarusbank, a 12% cashback is charged here for purchases in partner stores.
• Rather, it would be so to speak - from 1 to 12%, depending on which store and what product you purchased.

I will not publish the list of organizations that have a partnership with Belarusbank: there are more than 10 thousand stores there.

You are busy scrolling down.

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What else do you need to know?

• The card itself, as you probably understood, is a credit card.
• It is issued for 3 years with an annual interest rate of 0.0001% (which is very, very acceptable!). Type - Mastercard.
• By the way, one of the most popular products of this banking organization. And the reviews about him are the most.

Other cards

Well, let's see in blitz mode, what other cards of Belarusbank provide a refund for certain expenses:

"Your bonus"

Separately, I will highlight the program from Belarusbank "Your Bonus", in which the owners of some of the above "plastics" become participants, namely:

• "Velvet";
• "On your marks";
• "Carte blanche";
• "Shchodras";
• "Persona" (Visa Platinum);
• "Magnet".

What it is?

Accrual of bonuses for card payments for purchases / orders in trade organizations, pharmacies, hotels, online stores, airports.

Who is involved?

Only citizens of Belarus can participate in the program.

The bonus is paid usually at the end of the month, and its value ranges from 0.3 to 3 percent of the amount spent, depending on the type of card used and on what exactly the money was spent on.

Since among the partners there are shopping centers that are very popular in the country, in which the Belarusians, it is possible, are actively shopping, the bonus for them may turn out to be profitable.

Rather, it’s not that it’s very profitable (only 3%), but rather pleasant.

More than 10 banks offer free cards today. However, before you apply, you should pay attention to whether there is an additional commission. For example, in some cases, the fee is charged after crediting money to the card or when servicing "plastic". Also, the bank may require you to have a minimum balance on the account.

the site has figured out where to issue a card for free or with minimal financial investment.

Belarusbank has previously released many products for pensioners. The latest innovation is the Velvet card. This is an international payment card. It is specially designed for very active elderly people.

What is the peculiarity of the "Velvet" card

The main difference between this card and any other payment card is that it is issued only to pensioners or persons equated to them. To obtain it, you must become a member of the club of the same name.

To get membership, you need to register the product BELKART-PREMIUM-Maestro. It is introduced in addition to the existing pension account.

What are the benefits for the owners of "Velvet"

The release of this payment product is due to the bank's desire to attract as many pensioners as possible to the widest possible range of banking products. The presence of BELKART-PREMIUM-Maestro allows you to significantly save time. Now the pensioner has the opportunity to withdraw a well-deserved pension in a convenient place at the most suitable time.

In addition, the card has a number of advantages that make it one of the best recent innovations of the bank. When registering BELKART-PREMIUM-Maestro, its owner will be able to appreciate the following advantages:

In addition, members of the “Velvet” club and holders of a pension card can receive substantial discounts when purchasing medicines and food in hypermarkets. All details about bonus promotions can be found on the official website of the bank.

Who can become a member of the Velvet Club

It is not at all difficult to become a member of this prestigious club. To do this, you need to do just two steps:

1. Issue BELKART-PREMIUM-Maestro at any branch of Belarusbank.
2. Register in the "Internet banking" system. Connecting to the system and requesting SMS messages are completely free.

Only a certain category of residents of Belarus can take advantage of all the benefits that a membership in the Velvet club provides:

• citizens who have reached retirement age in accordance with Belarusian legislation;
• persons who have no more than 3 months left before reaching the specified age;

To join the club and receive a Velvet card, you need to contact the nearest bank branch. You should have with you:

1. Civil passport or any other identity document.
2. Pensioner's ID.

Citizens who are not residents of the country cannot apply for membership in the Velvet Club.

To order a card and receive a club membership, it is not necessary to visit the bank in person. The application can be submitted remotely through any possible service. After BELKART-PREMIUM-Maestro is ready, it will be necessary to come to the bank branch and present the originals of these documents.

Possession of the Velvet card characterizes its owner as a technically competent and modern person. By virtue of their knowledge and experience, as well as the accumulated wisdom of life, retirees will be able to appreciate the opportunities offered by membership in the Velvet Club. And after weighing all the pros and cons, they will make the right choice and issue a Velvet card.